:root {
    --navy: #0e1f3c;
    --navy-mid: #1a3460;
    --teal: #1a7eb8;
    --sage: #3d6b2e;
    --sage-light: #afd068;
    --sky: #c2dce8;
    --sky-light: #edf4f8;
    --cream: #eef5e6;
    --white: #ffffff;
    --text-dark: #0e1f3c;
    --text-mid: #2a4060;
    --text-light: #5a7090;
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }
  html { scroll-behavior: smooth; }
  body {
    font-family: 'DM Sans', sans-serif;
    color: var(--text-dark);
    background: var(--white);
    overflow-x: hidden;
  }

  /* NAV */
  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    display: flex; align-items: center; justify-content: space-between;
    padding: 0 60px; height: 66px;
    background: rgba(255,255,255,0.96);
    backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(26,46,74,0.08);
  }
  .nav-logo { display: flex; align-items: center; }
  .nav-hamburger { display: none; }

  /* Desktop links row */
  .nav-links { display: flex; align-items: center; gap: 2px; }
  .nav-item { position: relative; }

  .nav-top {
    display: flex; align-items: center; gap: 5px;
    padding: 8px 14px; border-radius: 6px;
    font-size: 14px; font-weight: 500; color: var(--text-mid);
    text-decoration: none; white-space: nowrap;
    transition: color 0.2s, background 0.2s;
  }
  .nav-top:hover { color: var(--navy); background: rgba(26,46,74,0.05); }
  .nav-top.active { color: var(--navy); font-weight: 600; }
  .nav-chevron { font-size: 9px; opacity: 0.4; transition: transform 0.2s, opacity 0.2s; line-height: 1; }
  .nav-item:hover .nav-chevron { opacity: 0.85; transform: rotate(180deg); }

  /* Invisible bridge fills the hover gap so the dropdown doesn't close mid-mouse-move */
  .nav-item::after { content: ''; position: absolute; top: 100%; left: 0; right: 0; height: 12px; }

  /* Dropdown panel */
  .nav-dropdown {
    display: none;
    position: absolute; top: calc(100% + 12px); left: 0;
    background: white;
    border: 1px solid rgba(26,46,74,0.10);
    border-radius: 10px;
    padding: 6px 0; min-width: 200px;
    box-shadow: 0 8px 32px rgba(26,46,74,0.13);
    z-index: 110;
  }
  .nav-item:hover .nav-dropdown { display: block; }
  .nav-dropdown a {
    display: block; padding: 9px 18px;
    font-size: 13.5px; font-weight: 500; color: var(--text-mid);
    text-decoration: none;
    transition: color 0.2s, background 0.2s;
  }
  .nav-dropdown a:hover { color: var(--navy); background: rgba(26,46,74,0.04); }

  /* CTA */
  .nav-cta {
    margin-left: 16px;
    background: var(--navy); color: white !important;
    padding: 9px 22px; border-radius: 6px;
    font-size: 13px; font-weight: 600;
    text-decoration: none; white-space: nowrap;
    transition: background 0.2s;
  }
  .nav-cta:hover { background: var(--teal) !important; color: white !important; }

  /* PAGE HEADER (for subpages) */
  .page-header {
    background: linear-gradient(135deg, #e8f4f8 0%, #eef5e6 50%, #d8eccc 100%);
    padding: 160px 80px 90px;
    position: relative; overflow: hidden;
  }
  .page-header::before {
    content: ''; position: absolute; top: -200px; right: -150px;
    width: 600px; height: 600px;
    background: radial-gradient(ellipse at center, rgba(58,124,165,0.12) 0%, transparent 70%);
    border-radius: 50%;
  }
  .page-header::after {
    content: ''; position: absolute; bottom: -100px; left: -100px;
    width: 500px; height: 500px;
    background: radial-gradient(ellipse at center, rgba(138,184,154,0.18) 0%, transparent 70%);
    border-radius: 50%;
  }
  .page-header-inner { position: relative; z-index: 1; max-width: 1180px; }
  .page-header .section-tag { color: var(--teal); }
  .page-header-title {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: clamp(36px, 4vw, 54px);
    font-weight: 700; line-height: 1.15;
    color: var(--navy);
    margin-bottom: 24px;
  }
  .page-header-lead {
    font-size: 18px; line-height: 1.7; color: var(--text-mid);
    max-width: 820px;
  }
  @media (max-width: 900px) {
    .page-header { padding: 120px 28px 60px; }
  }

  /* HERO */
  .hero {
    min-height: 100vh;
    display: flex; align-items: center;
    padding-top: 80px;
    position: relative;
    overflow: hidden;
    background-image: var(--hero-photo, none);
    background-size: cover;
    background-position: center top;
  }
  .hero-bg-gradient {
    position: absolute; inset: 0; z-index: 0;
    background: linear-gradient(135deg, rgba(232,244,248,0.90) 0%, rgba(238,245,230,0.84) 50%, rgba(216,236,204,0.80) 100%);
  }
  .hero-mesh {
    position: absolute; top: -200px; right: -200px;
    width: 700px; height: 700px;
    background: radial-gradient(ellipse at center, rgba(58,124,165,0.12) 0%, transparent 70%);
    border-radius: 50%; z-index: 0;
  }
  .hero-mesh-2 {
    position: absolute; bottom: -100px; left: -100px;
    width: 500px; height: 500px;
    background: radial-gradient(ellipse at center, rgba(138,184,154,0.18) 0%, transparent 70%);
    border-radius: 50%; z-index: 0;
  }
  .hero-left {
    position: relative; z-index: 1;
    display: flex; flex-direction: column; justify-content: center;
    padding: 80px 80px;
    max-width: 880px;
  }
  .hero-logo {
    height: 140px; width: auto; max-width: 100%;
    display: block; margin-bottom: 36px;
    opacity: 0; animation: fadeUp 0.7s 0.2s forwards;
  }
  .hero-title {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: clamp(42px, 4.5vw, 62px);
    font-weight: 700; line-height: 1.1;
    color: var(--navy);
    margin-bottom: 28px;
    opacity: 0; animation: fadeUp 0.7s 0.35s forwards;
  }
  .hero-title em { font-style: italic; color: var(--teal); }
  .hero-subtitle {
    font-size: 18px; line-height: 1.65; color: var(--text-mid);
    font-weight: 400; max-width: 520px;
    margin-bottom: 28px;
    opacity: 0; animation: fadeUp 0.7s 0.5s forwards;
  }
  .hero-context {
    font-size: 15px; line-height: 1.7; color: var(--text-mid);
    max-width: 520px; margin-bottom: 40px;
    padding-left: 16px; border-left: 3px solid var(--teal);
    opacity: 0; animation: fadeUp 0.7s 0.6s forwards;
  }
  .hero-actions {
    display: flex; gap: 16px; align-items: center;
    opacity: 0; animation: fadeUp 0.7s 0.7s forwards;
  }
  .btn-primary {
    background: var(--navy); color: white;
    padding: 16px 36px; border-radius: 8px;
    font-size: 15px; font-weight: 600;
    text-decoration: none; letter-spacing: 0.3px;
    transition: all 0.25s;
    box-shadow: 0 4px 20px rgba(26,46,74,0.2);
  }
  .btn-primary:hover { background: var(--teal); transform: translateY(-2px); box-shadow: 0 8px 28px rgba(26,46,74,0.25); }
  .btn-secondary {
    color: var(--navy); font-size: 15px; font-weight: 600;
    text-decoration: none; display: flex; align-items: center; gap: 8px;
    padding: 16px 0;
    transition: gap 0.2s;
  }
  .btn-secondary:hover { gap: 14px; }
  .btn-secondary::after { content: '→'; }

  /* SECTION COMMON */
  section { padding: 100px 80px; }
  .section-tag {
    display: inline-block; font-size: 11px; font-weight: 700;
    letter-spacing: 2px; text-transform: uppercase;
    color: var(--teal); margin-bottom: 16px;
  }
  .section-title {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: clamp(32px, 3.5vw, 48px);
    font-weight: 700; color: var(--navy);
    line-height: 1.15; margin-bottom: 20px;
  }
  .section-lead {
    font-size: 18px; line-height: 1.7; color: var(--text-mid);
    max-width: 780px;
  }
  .section-body {
    font-size: 16px; line-height: 1.75; color: var(--text-mid);
    max-width: 840px; margin-top: 22px;
  }
  .section-body p + p { margin-top: 16px; }

  /* CHALLENGE SECTION */
  .challenge {
    background: var(--navy);
    color: white;
    position: relative; overflow: hidden;
  }
  .challenge::before {
    content: ''; position: absolute;
    top: -200px; right: -200px; width: 600px; height: 600px;
    background: radial-gradient(ellipse, rgba(58,124,165,0.3) 0%, transparent 70%);
    border-radius: 50%;
  }
  .challenge::after {
    content: ''; position: absolute;
    bottom: -100px; left: 100px; width: 400px; height: 400px;
    background: radial-gradient(ellipse, rgba(138,184,154,0.15) 0%, transparent 70%);
    border-radius: 50%;
  }
  .challenge .section-tag { color: var(--sage-light); }
  .challenge .section-title { color: white; }
  .challenge .section-lead { color: rgba(255,255,255,0.78); max-width: 780px; }
  .challenge .section-body { color: rgba(255,255,255,0.68); max-width: 840px; }
  .challenge .section-body strong { color: white; }
  .challenge-inner { position: relative; z-index: 1; }
  .challenge-grid {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 60px; align-items: start; margin-top: 60px;
  }
  .megatrends { display: flex; flex-direction: column; gap: 20px; }
  .megatrend {
    display: flex; gap: 20px; align-items: flex-start;
    padding: 24px; border-radius: 12px;
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.1);
    transition: background 0.25s;
  }
  .megatrend:hover { background: rgba(255,255,255,0.1); }
  .megatrend-num {
    width: 40px; height: 40px; border-radius: 50%;
    background: linear-gradient(135deg, var(--teal), var(--sage));
    display: flex; align-items: center; justify-content: center;
    font-size: 16px; font-weight: 700; color: white; flex-shrink: 0;
  }
  .megatrend h4 { font-size: 17px; font-weight: 600; color: white; margin-bottom: 6px; }
  .megatrend p { font-size: 14px; color: rgba(255,255,255,0.72); line-height: 1.65; }

  /* Expandable megatrend (click row to reveal description) */
  details.megatrend {
    display: block;
    padding: 0;
    overflow: hidden;
  }
  details.megatrend > summary {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 20px 24px;
    cursor: pointer;
    list-style: none;
    user-select: none;
    transition: background 0.2s;
  }
  details.megatrend > summary::-webkit-details-marker { display: none; }
  details.megatrend > summary::marker { content: ''; }
  details.megatrend > summary:hover { background: rgba(255,255,255,0.04); }
  details.megatrend > summary h4 {
    flex: 1;
    margin-bottom: 0;
  }
  details.megatrend .megatrend-toggle {
    width: 28px; height: 28px;
    border-radius: 50%;
    background: rgba(255,255,255,0.10);
    position: relative;
    flex-shrink: 0;
    transition: background 0.25s, transform 0.25s;
  }
  details.megatrend .megatrend-toggle::before,
  details.megatrend .megatrend-toggle::after {
    content: '';
    position: absolute;
    top: 50%; left: 50%;
    background: white;
    border-radius: 1px;
  }
  details.megatrend .megatrend-toggle::before {
    width: 12px; height: 2px;
    transform: translate(-50%, -50%);
  }
  details.megatrend .megatrend-toggle::after {
    width: 2px; height: 12px;
    transform: translate(-50%, -50%);
    transition: opacity 0.25s;
  }
  details.megatrend[open] .megatrend-toggle::after { opacity: 0; }
  details.megatrend[open] .megatrend-toggle {
    background: linear-gradient(135deg, var(--teal), var(--sage));
  }
  details.megatrend > .megatrend-body {
    padding: 0 24px 22px 84px;     /* indent body under the heading (40 + 20 + 24) */
  }
  details.megatrend > .megatrend-body p {
    padding-top: 4px;
  }

  @media (max-width: 600px) {
    details.megatrend > .megatrend-body { padding-left: 24px; }
  }
  .challenge-chart-box {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: 20px; padding: 32px;
  }
  .chart-title { font-size: 15px; color: rgba(255,255,255,0.8); margin-bottom: 24px; line-height: 1.5; }
  .chart-caption { font-size: 13px; color: rgba(255,255,255,0.55); margin-top: 18px; line-height: 1.65; font-style: italic; }

  .challenge-deepen {
    margin-top: 70px;
    padding: 40px 44px;
    background: rgba(138,184,154,0.08);
    border: 1px solid rgba(138,184,154,0.18);
    border-radius: 20px;
    position: relative; z-index: 1;
  }
  .challenge-deepen h3 {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    color: var(--sage-light); font-size: 22px; margin-bottom: 14px;
  }
  .challenge-deepen p { color: rgba(255,255,255,0.8); font-size: 15px; line-height: 1.75; max-width: 940px; }
  .challenge-deepen p + p { margin-top: 14px; }
  .challenge-deepen strong { color: white; font-weight: 600; }

  /* OPPORTUNITY SECTION */
  .opportunity { background: var(--sky-light); }
  .opp-intro { max-width: 880px; }
  .opp-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 28px; margin-top: 56px; }
  .opp-card {
    background: white; border-radius: 20px; padding: 40px 32px;
    box-shadow: 0 2px 20px rgba(26,46,74,0.06);
    border: 1px solid rgba(26,46,74,0.06);
    transition: transform 0.3s, box-shadow 0.3s;
    position: relative; overflow: hidden;
    display: flex; flex-direction: column;
  }
  .opp-card:hover { transform: translateY(-6px); box-shadow: 0 16px 48px rgba(26,46,74,0.12); }
  .opp-icon {
    width: 64px; height: 64px; border-radius: 16px;
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 24px;
  }
  .opp-card:nth-child(1) .opp-icon { background: linear-gradient(135deg, #d8ecf8, #b8d8ee); }
  .opp-card:nth-child(2) .opp-icon { background: linear-gradient(135deg, #d8ecf8, #b8d8ee); }
  .opp-card:nth-child(3) .opp-icon { background: linear-gradient(135deg, #d8eccc, #bce0a0); }
  .opp-card h3 { font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 22px; font-weight: 600; color: var(--navy); margin-bottom: 14px; line-height: 1.3; }
  .opp-lede { font-size: 14.5px; line-height: 1.7; color: var(--text-mid); margin-bottom: 18px; }
  .opp-card ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
  .opp-card li {
    font-size: 14px; color: var(--text-mid); line-height: 1.65;
    padding-left: 20px; position: relative;
  }
  .opp-card li::before {
    content: ''; position: absolute; left: 0; top: 9px;
    width: 6px; height: 6px; border-radius: 50%;
    background: var(--sage);
  }

  /* FLOW DIAGRAM */
  .flow { background: white; padding: 100px 80px; }
  .flow-intro { max-width: 840px; }
  .flow-diagram {
    display: grid; grid-template-columns: repeat(4, 1fr);
    gap: 0; margin-top: 56px;
    background: var(--sky-light); border-radius: 20px;
    overflow: hidden; box-shadow: 0 8px 40px rgba(26,46,74,0.08);
  }
  .flow-item {
    padding: 36px 28px;
    border-right: 1px solid rgba(26,46,74,0.08);
    position: relative;
    transition: background 0.25s;
    background: white;
  }
  .flow-item:last-child { border-right: none; }
  .flow-item:hover { background: var(--sky-light); }
  .flow-item::after {
    content: '→';
    position: absolute; right: -12px; top: 50%;
    transform: translateY(-50%);
    font-size: 18px; color: var(--teal);
    background: white; padding: 4px;
    z-index: 2;
  }
  .flow-item:last-child::after { display: none; }
  .flow-icon { width: 32px; height: 32px; margin-bottom: 16px; display: flex; align-items: center; justify-content: center; }
  .flow-item h4 { font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 20px; color: var(--navy); margin-bottom: 10px; }
  .flow-item p { font-size: 13.5px; color: var(--text-light); line-height: 1.7; }

  /* APPROACH SECTION */
  .approach { background: var(--cream); }
  .pillars-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; margin-top: 56px; }
  .pillar {
    border-radius: 16px; padding: 28px 22px;
    transition: transform 0.25s, box-shadow 0.25s;
    position: relative; overflow: hidden;
    background: white;
    box-shadow: 0 2px 14px rgba(26,46,74,0.05);
  }
  .pillar:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(26,46,74,0.10); }
  .pillar::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
  }
  .pillar:nth-child(1)::before { background: linear-gradient(90deg, var(--navy), var(--teal)); }
  .pillar:nth-child(2)::before { background: linear-gradient(90deg, var(--teal), #5aaee8); }
  .pillar:nth-child(3)::before { background: linear-gradient(90deg, #5aaee8, var(--sage)); }
  .pillar:nth-child(4)::before { background: linear-gradient(90deg, var(--sage), var(--sage-light)); }
  .pillar:nth-child(5)::before { background: linear-gradient(90deg, var(--sage-light), #e0c060); }
  .pillar-num {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 56px; font-weight: 700; line-height: 1;
    color: rgba(26,46,74,0.12); margin-bottom: 12px;
  }
  .pillar h4 { font-size: 15.5px; font-weight: 700; color: var(--navy); margin-bottom: 12px; line-height: 1.3; }
  .pillar-lede { font-size: 12.5px; color: var(--text-mid); line-height: 1.6; margin-bottom: 12px; }
  .pillar ul { list-style: none; display: flex; flex-direction: column; gap: 7px; }
  .pillar li { font-size: 12.5px; color: var(--text-mid); line-height: 1.55; padding-left: 14px; position: relative; }
  .pillar li::before { content: '·'; position: absolute; left: 0; color: var(--teal); font-size: 22px; line-height: 1; top: -3px; }

  .approach-closer {
    margin-top: 56px;
    padding: 32px 40px;
    background: white;
    border-radius: 16px;
    border-left: 4px solid var(--teal);
    box-shadow: 0 2px 14px rgba(26,46,74,0.05);
    max-width: 980px;
  }
  .approach-closer p { font-size: 15.5px; line-height: 1.75; color: var(--text-mid); }
  .approach-closer strong { color: var(--navy); }

  /* PHOTO BANDS
     -------------------------------------------------------------
     Three image slots scattered through the page. Each uses a
     local path under images/ — drop a JPG there to replace the
     gradient placeholder. Suggested filenames + themes are noted
     in the HTML comments next to each band.
     ------------------------------------------------------------- */
  .photo-band {
    position: relative;
    height: 360px;
    overflow: hidden;
    background: linear-gradient(135deg, #1a3460 0%, #1a7eb8 60%, #3d6b2e 100%);
    display: flex; align-items: center; justify-content: center;
  }
  .photo-band::before {
    content: '';
    position: absolute; inset: 0;
    background-image: var(--photo, none);
    background-size: cover;
    background-position: center;
    z-index: 1;
  }
  .photo-band::after {
    content: '';
    position: absolute; inset: 0;
    background: linear-gradient(180deg, rgba(14,31,60,0.55) 0%, rgba(14,31,60,0.75) 100%);
    z-index: 2;
  }
  /* Subtle dot-grid pattern shows when no image is set, so the band still feels intentional */
  .photo-band.no-image::before {
    background-image:
      radial-gradient(rgba(255,255,255,0.10) 1.5px, transparent 1.5px);
    background-size: 22px 22px;
    background-position: 0 0;
    opacity: 0.7;
  }
  .photo-band .photo-overlay {
    position: relative; z-index: 3;
    max-width: 760px; padding: 0 60px;
    text-align: center; color: white;
  }
  .photo-band .photo-overlay .photo-tag {
    display: inline-block; font-size: 11px; font-weight: 700;
    letter-spacing: 2px; text-transform: uppercase;
    color: var(--sage-light); margin-bottom: 14px;
  }
  .photo-band .photo-overlay h3 {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: clamp(24px, 2.6vw, 34px); font-weight: 700; line-height: 1.25;
    margin-bottom: 14px;
  }
  .photo-band .photo-overlay p {
    font-size: 16px; line-height: 1.65; color: rgba(255,255,255,0.85);
  }

  /* Sector page side-image layout (used on health and other sector pages) */
  .health-with-image,
  .intro-with-image {
    display: grid; grid-template-columns: 1.3fr 1fr;
    gap: 48px; align-items: center; margin-top: 0;
  }
  .health-image,
  .intro-image {
    position: relative;
    border-radius: 20px; overflow: hidden;
    aspect-ratio: 4/5;
    background: linear-gradient(160deg, #1a7eb8 0%, #3d6b2e 100%);
    box-shadow: 0 12px 40px rgba(26,46,74,0.12);
  }
  .health-image::before,
  .intro-image::before {
    content: '';
    position: absolute; inset: 0;
    background-image: var(--photo, none);
    background-size: cover;
    background-position: center;
  }
  .health-image.no-image::before,
  .intro-image.no-image::before {
    background-image:
      radial-gradient(rgba(255,255,255,0.10) 1.5px, transparent 1.5px);
    background-size: 22px 22px;
  }
  .health-image::after,
  .intro-image::after {
    content: '';
    position: absolute; inset: 0;
    background: linear-gradient(180deg, transparent 40%, rgba(14,31,60,0.45) 100%);
  }

  /* SECTOR PAGE BODY (health, nutrition, education, social services, macro) */
  .health,
  .sector {
    background: linear-gradient(180deg, #f5fbfb 0%, #eaf3f3 100%);
    position: relative; overflow: hidden;
  }
  .health::before,
  .sector::before {
    content: ''; position: absolute;
    top: -150px; right: -150px; width: 500px; height: 500px;
    background: radial-gradient(ellipse, rgba(26,126,184,0.10) 0%, transparent 70%);
    border-radius: 50%;
  }
  .health-inner,
  .sector-inner { position: relative; z-index: 1; max-width: 1180px; }
  .health-lead-body,
  .sector-lead-body {
    font-size: 16px; line-height: 1.75; color: var(--text-mid);
    max-width: 880px; margin-top: 22px;
  }
  .health-lead-body p + p,
  .sector-lead-body p + p { margin-top: 14px; }
  .health-lead-body strong,
  .sector-lead-body strong { color: var(--navy); }

  .gap-diagram {
    display: grid; grid-template-columns: 1fr 1.1fr 1fr;
    gap: 0; margin-top: 56px;
    background: white; border-radius: 20px;
    overflow: hidden; box-shadow: 0 8px 36px rgba(26,46,74,0.08);
    border: 1px solid rgba(26,46,74,0.06);
  }
  .gap-col { padding: 32px 28px; position: relative; }
  .gap-col + .gap-col { border-left: 1px solid rgba(26,46,74,0.06); }
  .gap-col-head {
    font-size: 11px; letter-spacing: 1.8px; text-transform: uppercase;
    font-weight: 700; color: var(--text-light); margin-bottom: 12px;
  }
  .gap-col h4 {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 18px; color: var(--navy); margin-bottom: 16px; line-height: 1.3;
  }
  .gap-col ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
  .gap-col li {
    font-size: 13.5px; color: var(--text-mid); line-height: 1.55;
    padding-left: 16px; position: relative;
  }
  .gap-col li::before { content: '·'; position: absolute; left: 0; color: var(--teal); font-size: 22px; line-height: 1; top: -3px; }
  .gap-col.gap-center {
    background: linear-gradient(160deg, var(--navy), var(--navy-mid));
    color: white;
  }
  .gap-col.gap-center .gap-col-head { color: var(--sage-light); }
  .gap-col.gap-center h4 { color: white; font-size: 19px; }
  .gap-col.gap-center li { color: rgba(255,255,255,0.85); }
  .gap-col.gap-center li::before { color: var(--sage-light); }
  .gap-col.gap-center .gap-tag {
    display: inline-block;
    background: rgba(175,208,104,0.18);
    border: 1px solid rgba(175,208,104,0.35);
    color: var(--sage-light);
    padding: 4px 10px; border-radius: 100px;
    font-size: 10px; letter-spacing: 1.5px; text-transform: uppercase;
    font-weight: 700; margin-top: 14px;
  }

  .health-deliver {
    margin-top: 32px;
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
  }
  .health-deliver-card p + p { margin-top: 12px; }

  /* Section spacing for the two stacked sub-sections on the health page */
  .pfm-areas-section { margin-top: 80px; }
  .layered-support-section { margin-top: 80px; }

  /* "Where PFM Needs to Make a Difference" — horizontal scroll carousel */
  .pfm-carousel {
    position: relative; margin-top: 40px;
  }
  .pfm-area-grid {
    display: flex;
    gap: 22px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    padding: 8px 4px 24px;
    -ms-overflow-style: none;
    scrollbar-width: thin;
    scrollbar-color: rgba(26,46,74,0.18) transparent;
    align-items: stretch;
  }
  .pfm-area-grid::-webkit-scrollbar { height: 6px; }
  .pfm-area-grid::-webkit-scrollbar-track { background: transparent; }
  .pfm-area-grid::-webkit-scrollbar-thumb { background: rgba(26,46,74,0.18); border-radius: 100px; }

  /* Edge fade gradients */
  .pfm-carousel::before,
  .pfm-carousel::after {
    content: ''; position: absolute; top: 0; bottom: 32px; width: 48px;
    pointer-events: none; z-index: 2;
    transition: opacity 0.25s;
  }
  .pfm-carousel::before {
    left: 0; background: linear-gradient(to right, #f5fbfb 0%, rgba(245,251,251,0) 100%);
  }
  .pfm-carousel::after {
    right: 0; background: linear-gradient(to left, #f5fbfb 0%, rgba(245,251,251,0) 100%);
  }
  .pfm-carousel.at-start::before { opacity: 0; }
  .pfm-carousel.at-end::after    { opacity: 0; }

  /* Prev/Next chevron buttons */
  .pfm-nav {
    display: flex; gap: 10px; justify-content: flex-end;
    margin-top: 8px;
  }
  .pfm-nav button {
    width: 40px; height: 40px; border-radius: 50%;
    background: white; border: 1px solid rgba(26,46,74,0.15);
    cursor: pointer; transition: all 0.2s;
    display: flex; align-items: center; justify-content: center;
    color: var(--navy);
    font-family: inherit;
  }
  .pfm-nav button:hover:not(:disabled) {
    background: var(--navy); color: white; border-color: var(--navy);
    transform: translateY(-1px);
    box-shadow: 0 4px 14px rgba(26,46,74,0.18);
  }
  .pfm-nav button:disabled { opacity: 0.35; cursor: not-allowed; }
  .pfm-nav button svg { width: 18px; height: 18px; }

  .pfm-area-card {
    background: white;
    border-radius: 14px;
    padding: 26px 24px;
    border: 1px solid rgba(26,46,74,0.08);
    border-top: 4px solid var(--teal);
    box-shadow: 0 2px 14px rgba(26,46,74,0.05);
    transition: transform 0.25s, box-shadow 0.25s;
    display: flex; flex-direction: column;
    flex: 0 0 calc((100% - 44px) / 3);     /* 3 visible on desktop with 22px gaps */
    scroll-snap-align: start;
  }
  .pfm-area-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(26,46,74,0.10);
  }
  .pfm-area-card h3 {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 17px; font-weight: 600;
    color: var(--navy);
    margin-bottom: 16px;
    line-height: 1.3;
  }
  .pfm-area-card ul {
    list-style: none;
    display: flex; flex-direction: column;
    gap: 10px;
  }
  .pfm-area-card li {
    font-size: 13px;
    color: var(--text-mid);
    line-height: 1.6;
    padding-left: 16px;
    position: relative;
  }
  .pfm-area-card li::before {
    content: '·';
    position: absolute;
    left: 0; top: -3px;
    color: var(--teal);
    font-size: 22px;
    line-height: 1;
  }
  .health-deliver-card {
    background: white; border-radius: 16px; padding: 32px;
    box-shadow: 0 2px 16px rgba(26,46,74,0.06);
    border: 1px solid rgba(26,46,74,0.06);
  }
  .health-deliver-card .h-tag {
    display: inline-block;
    background: rgba(26,126,184,0.10);
    color: var(--teal);
    padding: 4px 12px; border-radius: 100px;
    font-size: 11px; letter-spacing: 1.5px; text-transform: uppercase;
    font-weight: 700; margin-bottom: 14px;
  }
  .health-deliver-card h3 {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 20px; color: var(--navy); margin-bottom: 12px;
  }
  .health-deliver-card p { font-size: 14.5px; color: var(--text-mid); line-height: 1.7; }
  .health-deliver-card ul { list-style: none; display: flex; flex-direction: column; gap: 8px; margin-top: 12px; }
  .health-deliver-card li { font-size: 14px; color: var(--text-mid); line-height: 1.6; padding-left: 18px; position: relative; }
  .health-deliver-card li::before { content: '→'; position: absolute; left: 0; color: var(--teal); top: 1px; font-size: 12px; }

  .health-partners {
    margin-top: 52px;
    background: white;
    border-radius: 16px;
    padding: 32px 36px;
    border: 1px solid rgba(26,46,74,0.06);
  }
  .health-partners h4 {
    font-size: 12px; letter-spacing: 1.8px; text-transform: uppercase;
    color: var(--teal); font-weight: 700; margin-bottom: 8px;
  }
  .health-partners h3 {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 20px; color: var(--navy); margin-bottom: 14px;
  }
  .health-partners p { font-size: 14.5px; line-height: 1.7; color: var(--text-mid); margin-bottom: 18px; max-width: 900px; }
  .partner-chips { display: flex; flex-wrap: wrap; gap: 10px; }
  .partner-chip {
    background: var(--sky-light);
    border: 1px solid rgba(26,46,74,0.08);
    color: var(--text-mid);
    padding: 8px 14px; border-radius: 100px;
    font-size: 12.5px; font-weight: 500;
  }

  /* LATEST NEWS SECTION */
  .news { background: white; }
  .news-intro { max-width: 880px; }
  .news-meta {
    display: flex; flex-wrap: wrap; gap: 16px; align-items: center;
    margin-top: 18px;
    font-size: 12.5px; color: var(--text-light);
  }
  .news-meta .news-refresh {
    background: none; border: 1px solid rgba(26,46,74,0.15);
    padding: 6px 14px; border-radius: 100px;
    font-size: 12px; color: var(--navy); font-weight: 600;
    cursor: pointer; transition: all 0.2s;
    font-family: inherit;
  }
  .news-meta .news-refresh:hover { background: var(--navy); color: white; border-color: var(--navy); }
  .news-meta .news-status {
    display: inline-flex; align-items: center; gap: 6px;
  }
  .news-meta .news-status::before {
    content: ''; width: 8px; height: 8px; border-radius: 50%;
    background: var(--sage); display: inline-block;
  }
  .news-meta .news-status.is-loading::before { background: var(--teal); animation: pulse 1.5s infinite; }
  .news-meta .news-status.is-error::before { background: #e8709a; }
  @keyframes pulse { 0%,100%{opacity:1} 50%{opacity:0.3} }

  /* Horizontal carousel layout */
  .news-carousel {
    position: relative; margin-top: 40px;
  }
  .news-grid {
    display: flex; gap: 24px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    padding: 8px 4px 24px;
    -ms-overflow-style: none;     /* IE/Edge */
    scrollbar-width: thin;         /* Firefox */
    scrollbar-color: rgba(26,46,74,0.18) transparent;
  }
  .news-grid::-webkit-scrollbar { height: 6px; }
  .news-grid::-webkit-scrollbar-track { background: transparent; }
  .news-grid::-webkit-scrollbar-thumb { background: rgba(26,46,74,0.18); border-radius: 100px; }

  /* Edge fade hints so users see there's more to scroll */
  .news-carousel::before,
  .news-carousel::after {
    content: ''; position: absolute; top: 0; bottom: 32px; width: 48px;
    pointer-events: none; z-index: 2;
    transition: opacity 0.25s;
  }
  .news-carousel::before {
    left: 0;
    background: linear-gradient(to right, white 0%, rgba(255,255,255,0) 100%);
  }
  .news-carousel::after {
    right: 0;
    background: linear-gradient(to left, white 0%, rgba(255,255,255,0) 100%);
  }
  .news-carousel.at-start::before { opacity: 0; }
  .news-carousel.at-end::after    { opacity: 0; }

  /* Prev/Next chevron buttons */
  .news-nav {
    display: flex; gap: 10px; justify-content: flex-end;
    margin-top: 8px;
  }
  .news-nav button {
    width: 40px; height: 40px; border-radius: 50%;
    background: white; border: 1px solid rgba(26,46,74,0.15);
    cursor: pointer; transition: all 0.2s;
    display: flex; align-items: center; justify-content: center;
    color: var(--navy);
    font-family: inherit;
  }
  .news-nav button:hover:not(:disabled) {
    background: var(--navy); color: white; border-color: var(--navy);
    transform: translateY(-1px);
    box-shadow: 0 4px 14px rgba(26,46,74,0.18);
  }
  .news-nav button:disabled { opacity: 0.35; cursor: not-allowed; }
  .news-nav button svg { width: 18px; height: 18px; }

  .news-card {
    background: white;
    border-radius: 16px;
    border: 1px solid rgba(26,46,74,0.08);
    padding: 28px;
    display: flex; flex-direction: column;
    transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
    text-decoration: none;
    color: inherit;
    flex: 0 0 calc((100% - 48px) / 3);     /* 3 visible on desktop, 24px gaps */
    scroll-snap-align: start;
    min-height: 280px;
  }
  .news-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 36px rgba(26,46,74,0.10);
    border-color: rgba(26,126,184,0.3);
  }
  .news-card .news-source-row {
    display: flex; justify-content: space-between; align-items: center;
    margin-bottom: 14px; gap: 8px;
  }
  .news-card .news-source {
    font-size: 11px; letter-spacing: 1.5px; text-transform: uppercase;
    color: var(--teal); font-weight: 700;
  }
  .news-card .news-date {
    font-size: 12px; color: var(--text-light); font-weight: 500;
  }
  .news-card .news-title {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 16.5px; line-height: 1.35; color: var(--navy); font-weight: 600;
    margin-bottom: 12px;
  }
  .news-card .news-summary {
    font-size: 13.5px; color: var(--text-mid); line-height: 1.65;
    margin-bottom: 18px;
    flex: 1;
    display: -webkit-box; -webkit-line-clamp: 4; -webkit-box-orient: vertical;
    overflow: hidden;
  }
  .news-card .news-link {
    font-size: 13px; color: var(--teal); font-weight: 600;
  }
  .news-card .news-link::after { content: ' →'; }

  /* Skeleton placeholder */
  .news-card.skeleton { pointer-events: none; }
  .news-card.skeleton .sk {
    display: block; background: linear-gradient(90deg, #eef1f5, #f7f9fb, #eef1f5);
    background-size: 200% 100%; animation: shimmer 1.4s infinite;
    border-radius: 4px;
  }
  .news-card.skeleton .sk.h1 { width: 35%; height: 11px; margin-bottom: 14px; }
  .news-card.skeleton .sk.t1 { width: 90%; height: 17px; margin-bottom: 8px; }
  .news-card.skeleton .sk.t2 { width: 70%; height: 17px; margin-bottom: 16px; }
  .news-card.skeleton .sk.p1 { width: 100%; height: 12px; margin-bottom: 6px; }
  .news-card.skeleton .sk.p2 { width: 100%; height: 12px; margin-bottom: 6px; }
  .news-card.skeleton .sk.p3 { width: 60%; height: 12px; }
  @keyframes shimmer {
    0% { background-position: 200% 0; }
    100% { background-position: -200% 0; }
  }

  .news-empty {
    padding: 60px 28px; text-align: center;
    background: var(--sky-light); border-radius: 16px;
    color: var(--text-mid);
    font-size: 14.5px; line-height: 1.7;
    margin-top: 40px;
  }
  .news-empty strong { color: var(--navy); }

  /* SUSTAINABILITY */
  .sustainability { background: white; }
  .sustain-intro { max-width: 840px; }
  .sustain-steps { display: flex; flex-direction: column; gap: 0; margin-top: 56px; max-width: 940px; }
  .sustain-step {
    display: grid; grid-template-columns: 160px 1fr;
    gap: 0; position: relative;
  }
  .sustain-step:not(:last-child)::after {
    content: ''; position: absolute;
    left: 79px; top: 80px; bottom: -1px; width: 2px;
    background: linear-gradient(to bottom, var(--teal), var(--sage));
  }
  .step-left {
    display: flex; flex-direction: column; align-items: center;
    padding: 32px 0;
  }
  .step-circle {
    width: 60px; height: 60px; border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 15px; font-weight: 700; color: white;
    box-shadow: 0 4px 16px rgba(26,46,74,0.2);
    position: relative; z-index: 1;
  }
  .step-circle.build { background: linear-gradient(135deg, var(--navy), var(--navy-mid)); }
  .step-circle.secure { background: linear-gradient(135deg, var(--navy-mid), var(--teal)); }
  .step-circle.foster { background: linear-gradient(135deg, var(--teal), var(--sage)); }
  .step-right {
    padding: 32px 40px;
    background: var(--sky-light);
    margin: 16px 0; border-radius: 16px;
    margin-left: 20px;
    box-shadow: 0 2px 16px rgba(26,46,74,0.06);
    border: 1px solid rgba(26,46,74,0.06);
  }
  .step-right h3 { font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 22px; color: var(--navy); margin-bottom: 10px; }
  .step-right .step-lede { font-size: 14.5px; color: var(--text-mid); line-height: 1.7; margin-bottom: 14px; }
  .step-right ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
  .step-right li { font-size: 14px; color: var(--text-mid); line-height: 1.65; padding-left: 20px; position: relative; }
  .step-right li::before { content: '→'; position: absolute; left: 0; color: var(--teal); font-size: 12px; top: 2px; }

  .sustain-target {
    margin-top: 48px;
    padding: 32px 40px;
    background: linear-gradient(135deg, var(--navy), var(--navy-mid));
    color: white;
    border-radius: 16px;
    display: flex; align-items: center; gap: 32px; flex-wrap: wrap;
    max-width: 940px;
  }
  .sustain-target .stat-large {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 46px; font-weight: 700; color: var(--sage-light);
    line-height: 1;
  }
  .sustain-target .stat-large-label { font-size: 15px; color: rgba(255,255,255,0.85); line-height: 1.65; max-width: 620px; }
  .sustain-target .stat-large-label strong { color: white; font-weight: 600; }

  /* FOUNDING PARTNERS / FOOTER */
  .founders {
    background: var(--sky-light);
    padding: 90px 80px 60px;
    text-align: center;
  }
  .founders .section-tag { color: var(--teal); }
  .founders .section-title { font-size: clamp(28px, 3vw, 38px); }
  .founders-lede {
    font-size: 16px; line-height: 1.7; color: var(--text-mid);
    max-width: 760px; margin: 20px auto 56px;
  }
  .founders-logo-row {
    display: flex; align-items: stretch; justify-content: center;
    gap: 32px; flex-wrap: wrap; margin-bottom: 24px;
  }
  .founder-logo {
    display: flex; flex-direction: column; align-items: center; gap: 18px;
    background: white;
    padding: 28px 40px;
    border-radius: 16px;
    box-shadow: 0 2px 16px rgba(26,46,74,0.06);
    border: 1px solid rgba(26,46,74,0.06);
    min-width: 240px;
    transition: transform 0.25s, box-shadow 0.25s;
  }
  .founder-logo:hover { transform: translateY(-3px); box-shadow: 0 12px 32px rgba(26,46,74,0.10); }
  .founder-logo .logo-frame {
    display: flex; align-items: center; justify-content: center;
    height: 100px;
  }
  .founder-logo img { max-height: 100px; max-width: 200px; width: auto; height: auto; display: block; }
  .founder-logo .founder-label {
    font-size: 11px; letter-spacing: 1.8px; text-transform: uppercase;
    color: var(--text-light); font-weight: 600;
  }
  .pfpr-mark {
    display: flex; flex-direction: column; align-items: center; gap: 14px;
    margin-bottom: 56px;
  }
  .pfpr-mark img { height: 96px; width: auto; max-width: 100%; }

  footer {
    background: #09142a;
    color: rgba(255,255,255,0.65);
    padding: 50px 80px 30px;
    text-align: center;
  }
  footer p { font-size: 14px; line-height: 1.7; max-width: 640px; margin: 0 auto 14px; }
  footer a { color: var(--sage-light); text-decoration: none; font-weight: 600; }
  footer a:hover { color: white; }
  .footer-line {
    width: 60px; height: 2px; background: rgba(255,255,255,0.18);
    margin: 24px auto;
  }
  .footer-meta { font-size: 12px; color: rgba(255,255,255,0.4); letter-spacing: 0.3px; }

  /* ANIMATIONS */
  @keyframes fadeUp {
    from { opacity: 0; transform: translateY(30px); }
    to { opacity: 1; transform: translateY(0); }
  }
  @keyframes fadeScale {
    from { opacity: 0; transform: scale(0.95); }
    to { opacity: 1; transform: scale(1); }
  }

  .reveal {
    opacity: 0; transform: translateY(40px);
    transition: opacity 0.7s ease, transform 0.7s ease;
  }
  .reveal.visible { opacity: 1; transform: translateY(0); }
  .reveal-delay-1 { transition-delay: 0.1s; }
  .reveal-delay-2 { transition-delay: 0.2s; }
  .reveal-delay-3 { transition-delay: 0.3s; }
  .reveal-delay-4 { transition-delay: 0.4s; }
  .reveal-delay-5 { transition-delay: 0.5s; }

  /* ABOUT BRIEF (landing-page intro block) */
  .about-brief { background: var(--white); }
  .about-brief-inner { max-width: 1200px; }
  .about-brief .section-lead { max-width: 880px; }

  /* OUTCOMES (integrated into About PFPR) */
  .outcomes-block { margin-top: 64px; }
  .outcomes-heading {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: clamp(22px, 2.4vw, 28px);
    font-weight: 700; color: var(--navy);
    margin-bottom: 10px;
  }
  .outcomes-lead {
    font-size: 16px; line-height: 1.65; color: var(--text-mid);
    max-width: 760px; margin-bottom: 36px;
  }
  .outcomes-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 18px;
  }
  .outcome-item {
    background: linear-gradient(180deg, #ffffff 0%, #f4f9fa 100%);
    border: 1px solid rgba(26,46,74,0.10);
    border-radius: 12px;
    padding: 26px 22px;
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  }
  .outcome-item:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 32px rgba(26,46,74,0.08);
    border-color: rgba(26,126,184,0.35);
  }
  .outcome-icon {
    width: 44px; height: 44px;
    border-radius: 10px;
    background: rgba(26,107,107,0.10);
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 18px;
  }
  .outcome-item h4 {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 17px; font-weight: 700; color: var(--navy);
    margin-bottom: 8px; letter-spacing: 0.2px;
  }
  .outcome-item p {
    font-size: 14px; line-height: 1.6; color: var(--text-mid);
  }

  /* EXPLORE heading (no eyebrow, no lead) */
  .explore-heading {
    margin-bottom: 44px;
  }

  /* COMPACT FLOW (landing-page version of How We Work) */
  .flow.flow-compact { padding: 80px 80px; background: linear-gradient(180deg, #f5faf2 0%, #ffffff 100%); }
  .flow.flow-compact .flow-intro { max-width: 880px; margin-bottom: 40px; }
  .flow.flow-compact .flow-diagram {
    border-radius: 14px;
    background: rgba(255,255,255,0.7);
    border: 1px solid rgba(26,46,74,0.08);
    overflow: hidden;
  }
  .flow.flow-compact .flow-item { padding: 28px 24px; }
  .flow.flow-compact .flow-item h4 { font-size: 17px; margin-bottom: 8px; }
  .flow.flow-compact .flow-item p { font-size: 14px; line-height: 1.6; }
  .flow-cta { margin-top: 32px; }
  .flow-cta .btn-secondary { color: var(--navy); font-weight: 600; }

  /* EXPLORE — three big buttons that route to back pages */
  .explore {
    background: linear-gradient(135deg, #e8f4f8 0%, #eef5e6 50%, #d8eccc 100%);
    position: relative;
    overflow: hidden;
  }
  .explore::before {
    content: ''; position: absolute;
    top: -180px; right: -160px; width: 540px; height: 540px;
    background: radial-gradient(ellipse at center, rgba(58,124,165,0.12) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
  }
  .explore::after {
    content: ''; position: absolute;
    bottom: -120px; left: -100px; width: 460px; height: 460px;
    background: radial-gradient(ellipse at center, rgba(138,184,154,0.18) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
  }
  .explore > * { position: relative; z-index: 1; }
  .explore-intro { max-width: 880px; margin-bottom: 56px; }
  .explore-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }
  .explore-card {
    display: flex; flex-direction: column;
    padding: 36px 30px 30px;
    background: var(--white);
    border: 1px solid rgba(26,46,74,0.06);
    border-radius: 16px;
    text-decoration: none;
    color: var(--text-dark);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease, background 0.25s ease;
    position: relative;
    min-height: 280px;
    box-shadow: 0 2px 14px rgba(26,46,74,0.05);
  }
  .explore-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 18px 44px rgba(26,46,74,0.14);
    border-color: var(--teal);
  }
  .explore-num {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 14px; font-weight: 700; letter-spacing: 2.4px;
    color: var(--teal);
    margin-bottom: 18px;
  }
  .explore-card h3 {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 22px; font-weight: 700; line-height: 1.2;
    color: var(--navy);
    margin-bottom: 14px;
  }
  .explore-card p {
    font-size: 15px; line-height: 1.65; color: var(--text-mid);
    flex: 1;
  }
  .explore-link {
    margin-top: 22px;
    font-size: 14px; font-weight: 600; letter-spacing: 0.3px;
    color: var(--teal);
    display: inline-flex; align-items: center; gap: 6px;
    transition: gap 0.2s;
  }
  .explore-link::after { content: '→'; font-size: 16px; }
  .explore-card:hover .explore-link { gap: 12px; color: var(--navy); }

  /* SECTORS HUB (back page that lists the 4 sectors) */
  .sectors-hub { background: var(--white); }
  .sectors-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    max-width: 1180px;
  }
  .sector-tile {
    display: flex; flex-direction: column;
    padding: 34px 30px 30px;
    background: linear-gradient(180deg, #ffffff 0%, #f3f8fa 100%);
    border: 1px solid rgba(26,46,74,0.10);
    border-radius: 16px;
    text-decoration: none;
    color: var(--text-dark);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
    min-height: 230px;
  }
  .sector-tile:hover {
    transform: translateY(-4px);
    box-shadow: 0 18px 44px rgba(26,46,74,0.12);
    border-color: var(--teal);
  }
  .sector-tile-icon {
    width: 56px; height: 56px;
    border-radius: 12px;
    background: rgba(26,126,184,0.10);
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 18px;
  }
  .sector-tile h3 {
    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
    font-size: 24px; font-weight: 700;
    color: var(--navy);
    margin-bottom: 12px;
  }
  .sector-tile p {
    font-size: 15px; line-height: 1.65; color: var(--text-mid);
    flex: 1;
    margin-bottom: 18px;
  }
  .sector-tile-link {
    font-size: 14px; font-weight: 600; letter-spacing: 0.3px;
    color: var(--teal);
    display: inline-flex; align-items: center; gap: 8px;
    transition: gap 0.2s;
  }
  .sector-tile-arrow { font-size: 14px; transition: transform 0.2s; }
  .sector-tile:hover .sector-tile-link { gap: 12px; color: var(--navy); }
  .sector-tile:hover .sector-tile-arrow { transform: translate(2px, -2px); }
  .sectors-closer {
    margin-top: 48px;
    max-width: 880px;
    padding: 28px 32px;
    border-left: 3px solid var(--teal);
    background: rgba(26,126,184,0.04);
    border-radius: 0 12px 12px 0;
  }
  .sectors-closer p {
    font-size: 16px; line-height: 1.75; color: var(--text-mid);
  }

  /* NEWS — slim variant for the landing page */
  .news.news-slim { padding: 80px 80px; }
  .news.news-slim .news-intro { margin-bottom: 36px; }
  .news.news-slim .news-card { flex: 0 0 calc(33.333% - 16px); min-height: 220px; }

  /* FOUNDER-LOGO anchor reset (since the wrapper is now an <a>) */
  a.founder-logo { text-decoration: none; color: inherit; }

  /* HAMBURGER */
  .nav-hamburger {
    display: none; flex-direction: column; gap: 5px;
    background: none; border: none; cursor: pointer; padding: 4px;
  }
  .nav-hamburger span {
    display: block; width: 24px; height: 2px;
    background: var(--navy); border-radius: 2px;
    transition: all 0.25s;
  }
  .nav-open .nav-hamburger span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav-open .nav-hamburger span:nth-child(2) { opacity: 0; }
  .nav-open .nav-hamburger span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

  /* RESPONSIVE */
  @media (max-width: 1100px) {
    .pillars-grid { grid-template-columns: repeat(3, 1fr); }
    .outcomes-grid { grid-template-columns: repeat(3, 1fr); }
  }

  @media (max-width: 760px) {
    .outcomes-grid { grid-template-columns: repeat(2, 1fr); gap: 14px; }
    .outcome-item { padding: 22px 20px; }
  }

  @media (max-width: 460px) {
    .outcomes-grid { grid-template-columns: 1fr; }
  }

  @media (max-width: 900px) {
    nav { padding: 0 28px; }
    .nav-hamburger { display: flex; }
    .nav-links {
      display: none; flex-direction: column; align-items: stretch; gap: 0;
      position: absolute; top: 66px; left: 0; right: 0;
      background: rgba(255,255,255,0.98);
      backdrop-filter: blur(16px);
      border-top: 1px solid rgba(26,46,74,0.08);
      padding: 8px 28px 20px;
      box-shadow: 0 12px 40px rgba(26,46,74,0.1);
      max-height: calc(100vh - 66px); overflow-y: auto;
    }
    .nav-open .nav-links { display: flex; }
    .nav-item { border-bottom: 1px solid rgba(26,46,74,0.06); }
    .nav-top { width: 100%; padding: 13px 0; justify-content: space-between; border-radius: 0; font-size: 15px; background: none !important; }
    .nav-dropdown { display: block; position: static; box-shadow: none; border: none; border-radius: 0; padding: 0 0 10px 10px; min-width: 0; }
    .nav-dropdown a { padding: 7px 0; font-size: 14px; color: var(--text-light); }
    .nav-dropdown a:hover { background: none; color: var(--navy); }
    .nav-chevron { display: none; }
    .nav-cta { margin: 12px 0 4px; display: block; text-align: center; padding: 13px 16px !important; font-size: 14px !important; }

    .hero { min-height: auto; padding-top: 80px; }
    .hero-left { padding: 60px 28px; }
    .hero-logo { height: 96px; margin-bottom: 28px; }
    .hero-subtitle { font-size: 16px; max-width: 100%; }
    .hero-actions { flex-wrap: wrap; }

    section { padding: 70px 28px; }
    .flow { padding: 70px 28px; }
    .founders { padding: 70px 28px 50px; }
    footer { padding: 40px 28px 24px; }

    .challenge-grid { grid-template-columns: 1fr; gap: 40px; }
    .challenge-deepen { padding: 28px; }

    .opp-grid { grid-template-columns: 1fr; gap: 20px; }

    .pillars-grid { grid-template-columns: 1fr 1fr; }

    .sustain-step { grid-template-columns: 80px 1fr; }
    .sustain-step:not(:last-child)::after { left: 39px; }
    .step-right { padding: 24px 20px; }

    .flow-diagram { grid-template-columns: 1fr 1fr; }
    .flow-item { border-right: none; border-bottom: 1px solid rgba(26,46,74,0.08); }
    .flow-item:nth-child(odd) { border-right: 1px solid rgba(26,46,74,0.08); }
    .flow-item:nth-last-child(-n+2) { border-bottom: none; }
    .flow-item::after { display: none; }

    .founders-logo-row { gap: 40px; }

    .photo-band { height: 280px; }
    .photo-band .photo-overlay { padding: 0 28px; }
    .health-with-image,
    .intro-with-image { grid-template-columns: 1fr; gap: 32px; }
    .health-image,
    .intro-image { aspect-ratio: 16/10; }
    .gap-diagram { grid-template-columns: 1fr; }
    .gap-col + .gap-col { border-left: none; border-top: 1px solid rgba(26,46,74,0.06); }
    .health-deliver { grid-template-columns: 1fr; }
    .pfm-area-card { flex: 0 0 calc((100% - 22px) / 2); }     /* 2 cards visible on tablet */
    .pfm-areas-section { margin-top: 60px; }
    .layered-support-section { margin-top: 60px; }
    .health-partners { padding: 24px; }
    .news-card { flex: 0 0 calc(85% - 12px); }

    .explore-grid { grid-template-columns: 1fr; gap: 16px; }
    .explore-card { min-height: auto; padding: 28px 24px; }
    .sectors-grid { grid-template-columns: 1fr; gap: 16px; max-width: 100%; }
    .sector-tile { min-height: auto; padding: 28px 24px; }
    .flow.flow-compact { padding: 70px 28px; }
    .news.news-slim { padding: 70px 28px; }
    .news.news-slim .news-card { flex: 0 0 calc(85% - 12px); }
    .sectors-closer { padding: 22px 24px; }
  }

  @media (max-width: 600px) {
    .pfm-area-card { flex: 0 0 calc(85% - 11px); }     /* peek of next card on mobile */
    .pillars-grid { grid-template-columns: 1fr; gap: 12px; }
    .sustain-step { grid-template-columns: 1fr; }
    .step-left { flex-direction: row; padding: 16px 0 0; }
    .sustain-step:not(:last-child)::after { display: none; }
    .flow-diagram { grid-template-columns: 1fr; }
    .flow-item { border-right: none; border-bottom: 1px solid rgba(26,46,74,0.08); }
    .flow-item:nth-child(odd) { border-right: none; }
    .flow-item:last-child { border-bottom: none; }
    .challenge-chart-box { padding: 20px 16px; }
    .opp-card { padding: 28px 20px; }
    .founders-logo-row { gap: 20px; }
    .founder-logo { padding: 22px 28px; min-width: 0; width: 100%; max-width: 320px; }
    .founder-logo .logo-frame { height: 80px; }
    .founder-logo img { max-height: 80px; max-width: 160px; }
    .pfpr-mark img { height: 60px; }
  }